FOUNDATIONS OF SME DIGITAL LENDING: Part I
Foundational Courses
Welcome to Foundations of Digital Lending for MSMEs: Part I!
I am thrilled to have you join us for this comprehensive course designed to unlock the immense potential of digital lending in supporting Micro, Small, and Medium Enterprises (MSMEs).
This course is ideal for anyone looking to understand or enter the rapidly evolving field of digital lending for MSMEs, from financial professionals to fintech enthusiasts.
Whether you're a seasoned financial professional or a fintech enthusiast, this program is perfect for anyone looking to understand or enter this rapidly evolving field.
In this first part of our multi-part course, you'll build a strong foundation in digital lending for MSMEs.
Course Description: Foundations of Digital Lending for MSMEs: Part I
Course Link
The course is available here for a small fee (or copy + paste this link in the browser https://1367056341743.gumroad.com/l/vyify)
Unlock the potential of digital lending in supporting Micro, Small, and Medium Enterprises (MSMEs) with this comprehensive course.
This course is designed to provide a thorough understanding of the digital lending landscape for MSMEs, and it covers everything from foundational concepts to advanced operational processes.
This course is structured as a multi-part course, and the first part, dealing with certain foundational aspects, is presented here.
Throughout this course, you will learn about:
Introduction to MSME Lending: Gain a solid understanding of what constitutes an MSME, including varying definitions across countries based on parameters like asset size, number of employees, investment, and turnover.
Explore the key characteristics of MSMEs, such as having a single line of business, employing limited people, presence in clusters, and limited financial strength.
You'll also delve into the key issues prevalent in traditional MSME lending and how digital models present a significant opportunity to address these challenges.
Business Models & Partnerships: Discover various digital lending business models tailored for MSMEs, including Peer-to-Peer (P2P) Lending, Invoice Financing, Micro-loans, Project Loans, and Merchant Cash Advance (MCA).
MSME Lending Process Flow: Get a detailed overview of the MSME lending lifecycle. Understand concepts related to customer segmentation, the loan application user journey, and essential pre-qualification checks for loan approval.
Revenue Model & Pricing: Explore various revenue models and pricing strategies within digital lending for MSMEs.
Loan Approval Process: Delve into the intricacies of the loan approval process, including origination scores, due diligence, appraisal, and automated credit decisioning.
Disbursal & Post-Disbursal: Learn about customer profile creation and the loan disbursal process. Understand crucial post-disbursal activities such as loan monitoring, early warning systems, collections, and securitization.
Course Link
The course is available here for a small fee (or copy + paste this link in the browser https://1367056341743.gumroad.com/l/vyify)
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Watch out for Part II of this course soon!